The only software that
gets Universal Credit
Built for self-employed UC claimants. Cash-basis monthly periods, MIF projection, taper optimiser, DWP statement scanning - and Self Assessment when you're ready.
Designed for the way DWP actually works
Cash basis, monthly periods, MIF and taper - all the things mainstream software ignores.
UC calculator built-in
Real-time UC entitlement: standard allowance, work allowance, MIF, 55p taper. Updated for 2024-25 rates.
Monthly assessment periods
Income reported per assessment period - cash basis, exactly how DWP calculates it. No misalignment with the tax-year accruals.
DWP statement upload
Snap your monthly UC statement. AI OCR pulls earnings, deductions, awards into a clean history.
What-if optimiser
See what happens if you take more or fewer hours, defer income, or move expenses between months. Stop being penalised by lumpy invoicing.
MIF gateway tracking
We warn before MIF kicks in (12 months from start of claim) and project your post-MIF entitlement.
Plain-English explainers
Every UC concept explained with examples - no DWP jargon. New to self-employment? We hold your hand.
Pricing
UC tracking included on every paid plan, including the £4.99/mo Personal tier.
Personal
Self Assessment for employed people
- Built for PAYE employees with extra income
- Payslip, P60 & P45 OCR (auto-fill from photo)
- Self Assessment: SA100, SA102, SA105, SA106, SA108
- HICBC, dividend tax & marriage allowance reliefs
- Pension top-up & charity Gift Aid claims
- Submit to HMRC included
Essential
Track money, file the basics
- Everything in Starter
- Open Banking (2 connections)
- SA103S (Short) self-assessment submission
- Mileage tracking & expense rules
- Dashboard & full transaction ledger
Pro
Most PopularRun a business properly
- Everything in Essential
- Invoicing, estimates & credit notes
- Full reports suite (P&L, cash flow, trial balance)
- Receipt capture & OCR (20/mo)
- SA103F (Full) self-assessment
- 5 bank connections, 3 team members
Business
Full compliance stack
- Everything in Pro
- CT600, VAT, CIS, Companies House
- Payroll, dividends & journal entries
- Inventory management (200 SKUs)
- AI Copilot & multi-currency
- Unlimited bank connections, 10 team members
Practice
Firm workflow
- Everything in Business — uncapped
- 25 entities included
- Accountant portal & API access
- White-label reports & bulk operations
- Unlimited team members & OCR
- Priority support
Starter
Free ForeverFree for non-VAT sole traders
- Free forever — no card required
- Open Banking (1 connection)
- 5 invoices per month
- MTD quarterly submissions
- Universal Credit calculator
- Receipt capture & basic P&L
Universal Credit FAQ
Stop guessing how much UC you'll get
See your entitlement in real time, plan around the MIF, and never miss a reporting deadline again.